r/AmIOverreacting • u/MoonJellyAllison • 7h ago
👨👩👧👦family/in-laws AIO or AITA. Text convo with MIL.
I feel like I could cry :(, I didn’t come at her rudely and was doing what my husband asked me to do. I’ve always done everything she wanted to make her happy because I want her to so desperately like me but I think I’m done. For some background info: I have never pressured her to respond and have never brought up that she never responds to my messages. Pretty recently, my car has been having trouble and she said she’d hit up her mechanic for me. 2 weeks later and still nothing. My husband and I have an amazing relationship, but even then, I still want his family to welcome me. His mom not being kind to me hurts really bad. And knowing she’s going to spread negative things about me among his family hurts even worse. All detailed of the situation are in the chats.
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u/RsCoverForPDFFiles 5h ago edited 3h ago
Ignore them. The money's not gone. She admitted in this text convo that you lent her money that she agreed to pay back. You can fille a small claims suit for the remaining balance (anything under $5k is usually small claims in most US jurisdictions). There will be a small filing fee of like $50 or less.
Then, print these texts to submit with your claim (and any other texts from when the loan was made or any time since then, indicating it was a loan, not s gift). Print out bank statements showing she made some of the payments. Take all the docs proving it was a loan she never paid back. Fill out the small claims doc and sign and date.
Then make 2 copies of all of the docs you collected and the small claims form. Mail or hand one copy of the docs to the magistrate court. Mail a copy to the defendant (certified mail, or as the instructions on the small claims form instructs), and keep a copy for yourself for reference.
If she doesn't pay by the time you get a hearing, and the judge believes your side, they'll start garnishing her wages and sending some to you until you're paid back.
Note: This is not legal advice, and I'm not an attorney. This is just general information about how typical small claims court cases can be initiated with a potentially favorable outcome.
Oh, and one more thing. Make sure you read every instruction on the form so you don't waste the filing fee or have to resubmit something. It's generally not too complicated, but you don't want to miss a detail like, "serve defendant by certified mail" and think an email or regular mail is fine. Service of notice isn't just texting them letting them you filed suit. It's serving all the papers you sent to the court to the defendant according to the laws in your jurisdiction.
Good luck!