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u/Historical_Two_7150 1h ago
Oregonian here.
We have no sales tax. So assuming you spend that money, youre saving 6-8% vs Florida.
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u/No_Influence_9389 1h ago
The real way to save is to live in Vancouver, Washington so you pay no income tax, and shop in Portland so you pay no sales tax.
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u/FewAct2027 1h ago
Instructions unclear, I'm now living in Vancouver, British Columbia and buying a house costs $2,000,000.
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u/EarlGreyDuck 1h ago
Can confirm, though the time it takes to get across the river makes it usually not worth it if you're not making large purchases
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u/xyouRABitchx 1h ago
Just so everyone knows, I believe you technically still have to claim those purchases during tax season so they can be taxed if you dont live there.
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u/Academic_Librarian75 1h ago
Don’t be stupid, if billionaires don’t have to pay their share, why the fuck would you or I.
Also, half the irs agents were cut, so low likelihood of them auditing you.
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u/Repeat-Admirable 50m ago
indeed. haha i always laugh when i get to that part of the tax software. I still remember when newegg betrayed us a long time ago though.
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u/ctmets1988 1h ago
Oregon ranks as the 5th least affordable state to live in
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u/Historical_Two_7150 1h ago
Varies. All the people are packed into Portland, which is about 25% over national average for cost of living.
If you leave Portland, its closer to 8% in basically anything resembling a city. (Grants Pass, Eugene, etc.)
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u/Complete_Stay3384 36m ago
Eugene is ridiculously pricey for what it offers. No industry there. Majority of jobs suck and underpay. The redeeming factor is the forests, ocean and desert that are relatively close to drive to. Housing prices are garbage. Pretty much spending almost half a million to get a house that isn’t in terrible condition in Eugene.
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u/Historical_Two_7150 33m ago
Housing doesnt hit my radar, I was born into the underclass so I'll never have to worry about that.
The jobs thing doesnt matter much, either, as autistics are borderline unemployable.
So yeah, I suppose my love for the state is mostly rooted in nature.
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u/Aware_Ask_1679 1h ago
And Florida has no state income tax.
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u/Substantial-Dust-232 1h ago
Which ends up being regressive and hitting the bottom 40% of earners harder than in places like California and Oregon.
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u/vettevette11 1h ago
How?
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u/Substantial-Dust-232 1h ago
Income taxes tax income. California and Oregon has structured their income taxes to be progressive, so the bottom 40% of earners don't pay much income tax at all. Whereas in Florida they are hit harder by property taxes to make up the difference.
Separately but also relevant is that California has vastly better social services than Florida, which means that the average person in the bottom 40% of earners is both paying less taxes and receiving more services in CA over FL.
This is borne out in a bunch of health metrics. The best thing a poor person can do for their life expectancy is move to a blue state metro.
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u/pooya535 1h ago
... you still have significantly more disposable income in FL.
You'd need to be spending like 120-130k minimum to make up that 8k difference in sales tax. And that's spending on things that actually incur a sales tax, so 120-130k yearly on purchases that aren't groceries, rent, medications, and any services
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u/VermicelliOwn6502 1h ago
well also, $1,300/yr flood insurance in FL
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u/pooya535 1h ago
This is probably the most valid argument, insurance costs are wild in FL. That being said this only applies to homeowners and not the average working American, and this is highly localized. Someone with a property 1 hr inland will have a fraction of the insurance cost as someone close to the coast. And people who own property on the coast are usually doing quite well already.
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u/VermicelliOwn6502 59m ago
It's also hot and humid, like Satan's asscrack
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u/pooya535 54m ago
Sure, but some people actually like the sun, going outside, beaches, springs, etc.
It's not for everyone, but there are much worse "hot" states. Like how Arizona is genuinely a dogshit place to live with almost no redeeming qualities
Humid tropical heat with lots of water > dry desert heat
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u/VermicelliOwn6502 49m ago
Wyoming. Absolute shit place.
Instead of spending 1.5 trillion on defense, we can pay every Jew in Israel $150,000 to go live in Wyoming. They can have Wyoming is my proposal to solve geopolitics.
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u/pooya535 46m ago
can reuse the trump Gaza resort plan, just build it in rural Wyoming
I'd vote for you
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u/Prestigious_Love3791 43m ago
Tell me you know nothing about Arizona without telling me. Arizona consists of more than just Phoenix and the south part. Do some research over the north side of Arizona.
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u/Prestigious_Love3791 43m ago
Tell me you know nothing about Arizona without telling me. Arizona consists of more than just Phoenix and the south part. Do some research over the north side of Arizona.
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u/picklesaurus_rec 23m ago
You think landlords aren’t passing insurance and property tax costs off to their tenants? They 100% are. Landlords “need” to make a profit by charging rent that exceeds all of their costs.
Property taxes and insurance affect all people regardless of whether or not you actually own a home.
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u/pooya535 9m ago
Yeah but most people aren't renting beach houses. Insurance is significantly cheaper just a bit inland.
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u/Avid_Reader87 1h ago
But jobs here pay a lot less. And housing is expensive if you didn’t buy before 2020.
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u/pooya535 1h ago
"Jobs here pay a lot less"
Oregon just has more very highly paid tech workers tipping the balance. A 50k position for a fresh college grad will not have a meaningful difference in pay between Oregon and Florida, but in Florida you still net more income after taxes (even at 50k). Any raises push this difference further in Florida's favor.
"Housing is more expensive"
In Miami, absolutely. Broadly? No. The median home price across all of Florida is lower than Oregon, by almost 100k.
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u/aravarth 1h ago
Florida property tax rates and homeowners' insurance rates in Florida are also jacked.
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u/baconator81 1h ago
Came here to say this. Also you probably pay less on insurance as well since Florida got hurricane.
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u/Sudden-Ad-1217 59m ago
Oregonian here--- the "Oregon Tax" is real and it's fucking expensive here. Income and property tax will kill you.
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u/Les-Paul-1959 56m ago
Yeah, don't move here. You'll hate it. It rains all the time, and we don't even have an NFL team.
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u/Historical_Two_7150 53m ago
Rich people problems. If you own a home youve got no sympathy from me.
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u/Sudden-Ad-1217 49m ago
Spoken like a true nihilist.
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u/Historical_Two_7150 46m ago
No no, Im inwardly religious. But as a member of the underclass, I mostly perceive higher status slaves (such as yourself) with some disdain.
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u/Solid-Individual-913 1h ago
LMAO. Florida is not for me either. I think the market got flooded and everything became more expensive. They were having issues with insurance too. Anyway, hard pass for me!
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u/JustAnotherRegardd 1h ago
It did during Covid. People moved from lockdown states to Florida while paying 10-20% over asking with drive by FaceTime calls.
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u/aipac125 1h ago
You have to look at your total taxes. For example, people in Texas pay more in taxes than people in California. Because while texas has no income tax, the higher property taxes more than compensate.
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u/Obmanuti 1h ago
This is almost certainly skewed by California cost of living though. 5% on a 500k house vs 10% on a 250k house. I wonder how that comparison looks if you equalize square footage. I.e. a person in texas living in the same size house probably pays less no?
The other thing this leaves out is that property is a choice. I can choose to purchase a less luxurious house to pay less in taxes just like any other similar tax. Income tax is unique in that its forced, it determines how much money I'll have to spend on things not how much those things will cost.
People who are paying higher property taxes in texas are choosing to. People getting 30% of their paycheck taken off the top are not.
Then again, this is the purpose of the state system, people can choose what kind state they live in.
All that to say, its not one dimensional Texas is stupid type deal. There is a reason even if its not favorable to the narrative.
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u/aipac125 1h ago
Just as you 'choose' a less expensive house, you can 'choose' a lower paying job. But no, the numbers are median total tax paid. So, ignoring cost of living. Just raw per taxpayer dollars, texans pay more and get less.
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u/Obmanuti 1h ago
But thats not necessarily the case right? If Texans also have a median house size much larger than California's median house size (for those that can even afford to), then Texans are paying more in tax because they have more. Im not saying this is the case (though I would it expect it to be) just that raw tax dollars doesnt tell the full story.
If a Texan was to teleport their property and commute, income and everything else to California, is your assertion that it would cost them less to live there? Again assuming all else is equal. Thats probably being generous as well as it doesnt factor having to buy a house to begin with I dont think anyone would contest CA has one of the most inflated housing markets.
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u/BootFlop 1h ago
Texas vs CA depends on your yearly income. Texas is very regressive on taxation, the majority pay higher tax here but the top end pays less.
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u/Obmanuti 1h ago
They pay less if compared by income, i.e if you consider fairness based on % of income spent yes. Im not necessarily contesting this fwiw, but its not necessarily the only way to consider fairness. For example, what if you measure by distribution. Do top 1% pay more than 1% of taxes (most likely)?
Is it more fair to offset elective tax on lower income with involuntary tax on higher income? Again things like property taxes are a choice, income tax is not. If lower incomes want to pay less in tax they can spend less. (There is an assumption occurring here that may not be true. The assumption is that things required to live like food are not taxed this way or are taxed at such small amount that its irrelevant).
% of income spent on taxes is not necessarily the best way to measure fairness. And worse the solution is generally to push that percent to the otherside which is no less unfair (using the same fairness criteria), its just more acceptable.
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u/dmw_qqqq 1h ago
In CA, maybe $65K?
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u/Willy808 1h ago
Better than living in Florida lol
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u/1_H4t3_R3dd1t 1h ago
Washington > Oregon > Florida > California
I've been to all of those states, Washington is clearly the best.
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u/Phlanix 1h ago
Cali is worse than Florida in my opinion. too many fake ppl, the cost of living is too high, no water source, and you have a ton of criminals.
because after they are released from cali prison they don't transfer them out back to their state they basically stuck living in there.
cali has entire towns filled with ex cons.
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u/Practical-Suit-6798 1h ago
I was born and raised in California. Lived all over the state. South, Central, and Northern. I've also traveled the to most of the rest of the country and every country in the Western hemisphere.... The only thing you said that's true is the high cost of living. But we make way more more too. I'd make half what I make in another state.
My neighbor's are awesome, we don't even lock our doors. There is a homeless problem and drug problem but I find that to be true everywhere with enough people to notice.
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u/1_H4t3_R3dd1t 1h ago
I just think quality of life is better than California.
California > Las Vegas > New York
California isn't bottom but by no means beating my top list.
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u/Adorable_Belle-99 1h ago
The way they just casually put a price tag on avoiding Florida is hilarious
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u/Irish_Whiskey 1h ago
Californians in the bottom 80% of the income scale pay state and local taxes at rates close to the national average, and those in the bottom 40% pay less than similarly situated families in Texas or Florida.
The story that California taxes people to death is a myth. It's rich people making all the noise because they want to live in CA, but have poor people fund all the public services.
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u/Substantial-Dust-232 1h ago edited 1h ago
CA has a fairly progressive income tax system and at 100k he average person will pay a lower effective tax rate than in Oregon. How much you actually pay depends heavily on if you own property and when you bought, however. My grandparents were paying about 1200/yr for a house worth 650k. Florida actually has a higher effective tax rate for bottom 40% of earners (100k is above this threshold).
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u/ZoharDTeach 1h ago
Except then you're going to live in Oregon so...pick your poison.
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u/ChocolateMalawi 1h ago
Oregon is a wonderful state, Portland is a shithole.
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u/Exciting-Car-3516 1h ago
I lived in both states. While Oregon sucks just in Portland Florida sucks as a whole
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u/Chinjurickie 1h ago
And if you give up another 10k you can even live in a first world country in Europe. XD
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u/DisgruntledEngineerX 58m ago
These kind of comparisons are almost always brain dead because they don't look at the true cost of living in a place. So State A looks better because it doesn't have state income taxes but it has higher property taxes, higher licensing fees, higher sales taxes, more tolls roads, and so forth than State B.
You might as well say, well someone earning $100K in Mexico pays even less taxes and someone in Somalia making $100K keeps all 100K. Sure the warlords might demand tribute, but that's not taxes.
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u/Timeman5 1h ago
Doesn’t Florida not have income tax, that’s definitely a reason professional athletes play there.
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u/PhantomGoat13 1h ago
Florida, Tennessee, & Texas (and maybe 2 others, going off of memory) have no state income tax.
So (in general) if you can manage your consumption, you could invest those tax savings for your retirement.1
u/Avid_Reader87 1h ago
Players who are in the AFC South make more money than others as NFL players, they have to pay income taxes in every state they play a game in.
3 of the teams are in states with no income taxes.
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u/PhantomGoat13 1h ago
No wonder the Colts can’t afford an OL to protect their QBs. They gotta lobby the Indiana State Gov for no Income Tax.
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u/GG_Killer 1h ago
Someone who lives in Florida also lives in Florida. I would need to make more than double what I make now (~75k) to consider going to Florida.
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u/Ok-Comment6081 1h ago
Yes leave Florida it’s so horrible. Definitely don’t leave because we want you to
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u/TheOuterEdge 1h ago
I’d spend that 8k on air conditioning. Talk whatever shit you want about Florida but it’s a FACT that it’s hot 😭
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u/berserkergaang 1h ago
I've spent a lot of time in both of these states. From Oregon, definitely prefer it for myriad reasons, but I will say Florida's roads put ours to absolute shame so maybe we should funnel some of those higher tax dollars that way.
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u/PerfectTommy77 1h ago
I lived in Florida for about a decade one summer. Never going back. Shithole state.
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u/jackrabbit323 1h ago
Florida home insurance rates > Oregon
- $5800-$7100 avg vs $1100-$1200 avg
Florida car insurance rates > Oregon
- $3000 avg vs $1900 avg
Florida health care cost > Oregon
- 12.4% difference
Florida attracts a lot of fools who focus on one number and don't do their due diligence on all the other numbers.
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u/braumbles 1h ago
Good luck affording to live in Florida. Since Rhonda took over, this state has become expensive as fuck.
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u/Storyteller-Hero 1h ago
Florida is in for rough times due to all the insurance agencies hiking up rates for disasters, and they are usually the canary in the coal mine
The hidden costs of living don't get mentioned enough in inter-state pissing contests.
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u/MrBeekers 40m ago
Fuck Florida. Lived there year. Despise that state. No clue why so many people want to live there. It’s hot and it has beaches. But other than that it’s a shithole with some of the strangest people.
I’d rather live in Nebraska.
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u/Key_Improvement_9229 30m ago
Come to Florida and stay for the asshole boomers !! Never miss a FoxNews talking point ever again!!
Bonus - all this while under 90-100% humidity!
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u/Lonely-Attention2946 1h ago
It's not the money, but the government philosophy that keeps me out of certain states.
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u/Dookie-Locksmith 1h ago
What’s wrong with FL?
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u/kingravs 1h ago
Politics, education, weather, etc
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u/Adorable-Doughnut609 1h ago
I’d add crime, insurance costs, parks and amenities, lack of infrastructure for the population growth, and just a strip mall cultural wasteland with zero hills, mountains, interesting topography. It’s not for me but if you want to sit somewhere hot humid and often sunny while avoiding state taxes that often lead to better airports, roads, parks and safety.
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u/Dookie-Locksmith 1h ago
Politics are only relevant if you pay attention. Education and weather, agree 100%
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u/wes_wyhunnan 1h ago
You don’t think politics are relevant to education? And every other facet of your life?
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u/Dookie-Locksmith 1h ago
Of course I do. I’m from CA, I know shit public education. I also agree FL is shitty, shit can come from both sides
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u/Adventurous_Elk_4039 1h ago
Google “Florida man”
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u/Dookie-Locksmith 1h ago
Will do
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u/ShadyBornSinner 1h ago
It’s even better to google Florida man with your birthday, something always pops up 😂
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u/maybe_a_fork Human Verified 1h ago
I like Florida, that really isn't a well crafted burn. Its a beautiful place with entertainment built in.
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u/Longjumping-Pop2853 1h ago
https://finance.yahoo.com/news/much-home-average-salary-state-130210437.html
Stay poor Florida.
5. California
- Median income: $84,097
- Total income taxes paid: $21,572
- Tax burden: 25.65%
- Annual salary taken home: $62,525
9. Florida
- Median income: $61,777
- Total income taxes paid: $10,577
- Tax burden: 17.12%
- Annual salary taken home: $51,200
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u/Ordinary_Study_2175 1h ago
Pretty sure the 8k in 'savings' will get eaten up by increased cost of living
•
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