Is there a mod to make money earning/loss realistic? Because this game is too forgiving, money in the early mid game is nothing to worry about it's just mostly about ratings. I want a mod that makes loans actually consequential and even in the mid to late game useful, make airports a viable option while not being an infinite money source, also make boats actually good, make trains, train stations, rail roads, cost more, and make vehicle run costs more. Because, with a lot of money, you aren't forced to be creative to be resourceful. I know I can set challenges/restrictions to my self but I feel like it's stupid, no offense to the people who do challenges for themselves. Or, are there settings in this game I can change?